:root{--navy:#0D1117;--navy2:#1C2533;--gold:#2F7BFF;--gold2:#5B97FF;--ink:#1A1F2B;--mute:#5B6475;--bg:#FFFFFF;--soft:#F2F4F7;--line:#DDE2EA;--r:10px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--navy2)}img{max-width:100%}h1,h2,h3{font-family:Fraunces,Georgia,serif;line-height:1.15;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(34px,5.5vw,58px)}h2{font-size:clamp(26px,3.6vw,38px)}h3,.h3{font-size:21px}.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px;z-index:99}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:18px;min-height:68px}.brand{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--navy);text-decoration:none;margin-right:auto}
.mark{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:8px;background:var(--navy);color:var(--gold);font-family:Fraunces,serif;font-weight:700}
.logo{height:52px;width:auto}.brand.light{color:#fff}.brand.light .mark{background:var(--gold);color:var(--navy)}
nav ul{display:flex;gap:18px;list-style:none;margin:0;padding:0}nav a{text-decoration:none;color:var(--ink);font-size:15px;font-weight:500}nav a[aria-current]{color:var(--gold);}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit}
.btn{display:inline-block;padding:13px 22px;border-radius:var(--r);font-weight:600;text-decoration:none;font-size:16px;transition:transform .15s,background .15s;border:2px solid transparent}
.btn:hover{transform:translateY(-1px)}.btn-gold{background:var(--gold);color:#fff}.btn-gold:hover{background:var(--gold2)}
.btn-navy{background:var(--navy);color:#fff}.btn-ghost-light{border-color:rgba(255,255,255,.5);color:#fff}
.row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.hero{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:84px 0 72px}.hero h1{color:#fff;max-width:820px}.hero .lead{font-size:19px;max-width:680px;color:#D7DEEA}
.kicker,.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:13px;font-weight:600;color:var(--gold);margin:0 0 12px}
.sec{padding:72px 0}.sec.alt{background:var(--soft)}.max{max-width:720px}.center{text-align:center;margin-top:28px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;border-top:3px solid var(--gold)}
.card p{color:var(--mute);margin:0 0 10px}.two{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}.sec:not(.alt) .panel{background:var(--soft)}
.checks{list-style:none;padding:0;margin:0 0 20px}.checks li{padding:7px 0 7px 30px;position:relative}.checks li:before{content:"";position:absolute;left:0;top:13px;width:16px;height:9px;border-left:3px solid var(--gold);border-bottom:3px solid var(--gold);transform:rotate(-45deg)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 22px 22px 22px}
.steps li:before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:700;margin-bottom:10px}
.steps.big{grid-template-columns:1fr}.steps b{color:var(--navy)}
.tags{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 28px}.tags span{border:1px solid var(--line);background:var(--soft);padding:8px 14px;border-radius:999px;font-size:15px}
.note{color:var(--mute);font-size:14px;margin-top:20px}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:18px}.faq p{color:var(--mute);margin:10px 0 0}
.form-shell{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}.prose{max-width:760px}.prose h2{font-size:24px;margin-top:28px}
.cta-band{background:var(--navy);color:#fff;padding:64px 0;text-align:center}.cta-band h2{color:#fff}.cta-band p{color:#D7DEEA}.cta-band .row{justify-content:center}
.site-footer{background:#07090D;color:#B9C3D3;padding:56px 0 28px;font-size:15px}.site-footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}
.site-footer h3{color:var(--gold);font-family:Inter,sans-serif;font-size:13px;text-transform:uppercase;letter-spacing:.1em}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{padding:4px 0}.site-footer a{text-decoration:none}
.legal{border-top:1px solid rgba(255,255,255,.1);margin-top:32px;padding-top:20px;font-size:13px;color:#8B97AB}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.intake{max-width:860px;margin:0 auto}.intake fieldset{border:1px solid var(--line);border-radius:var(--r);padding:22px 24px 10px;margin:0 0 22px;background:#fff}
.intake legend{font-family:Fraunces,Georgia,serif;font-size:21px;color:var(--navy);padding:0 8px}.intake label{display:block;font-size:15px;font-weight:500;margin-bottom:14px}
.intake input,.intake select,.intake textarea{display:block;width:100%;margin-top:6px;padding:11px 12px;border:1px solid var(--line);border-radius:8px;font:inherit;font-size:16px;background:#fff}
.intake input:focus,.intake select:focus,.intake textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}.three{display:grid;grid-template-columns:2fr 1fr 1fr;gap:14px}
.hint{color:var(--mute);margin:0 0 14px}.lbl{font-weight:500;margin:4px 0 8px}.cbs{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:4px 14px;margin-bottom:14px}
.intake .cb{display:flex;gap:10px;align-items:flex-start;font-weight:400}.intake .cb input{width:auto;margin-top:5px}.err{color:#B42318;font-weight:600}.hp{position:absolute;left:-9999px}.form-msg{font-weight:600;color:var(--navy2)}
.intake .lookup-bad{border-color:#B42318}
@media(max-width:640px){.two,.three{grid-template-columns:1fr}}
@media(max-width:960px){.menu-btn{display:block}#menu{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line)}#menu.open{display:block}#menu ul{flex-direction:column;padding:12px 20px;gap:4px}#menu a{display:block;padding:10px 0}.nav-cta{display:none}.two,.foot{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto;transition:none!important}}